You have to weigh the pros and cons of converting early in the year versus waiting until year-end.

For working age Americans who have stashed capital away diligently in their 401(k) plans, or other similar plans, for many years, the fact that stocks are currently trading right around all-time highs ...

Roth individual retirement account conversions can reduce pretax balances and begin tax-free growth. But the trade-off is the converted balance boosts your income, which can trigger other tax ...