This year, your high-earning clients age 50 and older who want to maximize their 401 (k)s in their final working years can no longer claim catch-up contributions as an upfront deduction. Those who are ...

When people are in their 20s and even 30s, they often focus their finances on paying off debts, starting a family, and buying a home. By the time they start focusing more on growing a nest egg for ...

Since the start of 2025, clients in their early 60s can invest more than ever in their 401(k)s. But many advisors say this new contribution maximum, known as the “super catch-up,” comes with a few ...

Beginning this year, older workers have a fleeting but powerful new way to supercharge their retirement savings, but many may miss out through inaction. Under the SECURE 2.0 Act, employees between the ...

The Dow 30, S&P 500 and Nasdaq are all dancing with record highs, which should have advisory clients doing celebratory shuffles of their own over the plump state of their retirement accounts.

High earners in their 50s have long relied on catch-up contributions as a quiet but powerful tax break, using extra deferrals to shrink today's bill while supercharging tomorrow's nest egg. That ...

Sammy Azzouz is the President & CEO of Heritage Financial Services, a Boston-based firm specializing in personalized wealth management. Recognized as one of Investopedia's Top 100 Advisors in 2023, he ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

Learn how traditional IRA catch-up contributions can maximize your retirement savings for those aged 50+. Find out if ...

Participants who are not High Earners in the prior year can continue to make pre-tax or Roth catch-up contributions, as permitted by the plan. Determining the $145,000 Threshold The threshold is ...

The SECURE 2.0 Act of 2022 (“SECURE Act 2.0”) makes many changes impacting retirement plans. Among the most significant are changes affecting “catch-up” contributions. The IRS recently finalized ...