Alternative data is reshaping how lenders assess creditworthiness, providing a broader perspective beyond traditional financial indicators.

Consumer lenders face a rapidly changing legal landscape. States are increasingly targeting the activities of non-bank third parties in the consumer loan process and interest rate exportation by state ...

The turnaround in consumer credit has been more pronounced for automobile loans than for the broader consumer-loan category this year. The outlook for credit card spending is rosier as inflation has ...

With nearly three-fourths (73%) of consumer loan customers now categorized as financially unhealthy1, up from 67% in 2023, lenders “have their work cut out for them delivering products that meet ...

Banks see room for consumer credit to continue rising Higher workforce and economic strength viewed as drivers Bad debt ratios tick higher but far below 2008-09 levels Spanish government to set caps ...