Easy Money Explained: Tools, Effects, and Examples

Discover how easy money policy lowers interest rates, boosts lending, and stimulates economic growth. Learn the tools used and the effects on your financial decisions.

Understanding Reference Rates: Key Insights and Practical Examples

Discover how reference rates like the SOFR and prime rate serve as benchmarks for setting interest rates, and explore their impact on mortgages and financial contracts.
MoneyWeek

Paragon hikes its double easy access savings rate to market-leading 5.05%

Paragon Bank has hiked the rate on its new double easy-access account for the second time already since its launch on 28 July, from 4.75% AER to a market-leading 5.05% AER. The account allows savers ...
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Adjustable-Rate Mortgage Explained: Pros, Cons and How It Works

Adjustable-rate mortgages, or ARMs, are home loans with fluctuating interest rates. The main difference between adjustable- and fixed-rate mortgages is that fixed-rate mortgages keep the same rate for ...