For nearly three decades, one of the most widely cited guidelines in retirement planning has been the “4 percent rule.” Originally devised in the mid-1990s by financial adviser Bill Bengen, the rule ...

The 4% rule is designed to help your savings last for 30 years. It doesn't necessarily apply to anyone. A different withdrawal rate may better serve your needs. It's a strategy that's not guaranteed ...

On the other hand, if you have a chronic illness and don’t expect to live into your 90s, you could consider a higher rate.

The 4% Rule is arguably the most famous strategy for making sure your retirement income lasts long. Developed in the 1990s, it offers an evidence-based answer to most retirees’ question: “How much can ...

Planning for lasting retirement income requires a thoughtful strategy, especially with factors like longevity, market volatility and evolving lifestyle needs in play. As retirement approaches, one of ...

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update. The 4% rule says you should plan to spend 4% of ...

The most famous retirement rule of thumb just got an upgrade. Bill Bengen, the financial planner who gave us the 4% rule, now says the number is 4.7%. That's good news if you're planning to retire ...

On the other hand, if you have a chronic illness and don’t expect to live into your 90s, you could consider a higher rate.

The 4% rule is a popular retirement savings withdrawal strategy. It has you taking out 4% of your portfolio your first year of retirement and adjusting future withdrawals for inflation. While this ...

There are a lot of retirees out there who think putting their money into the SPDR S&P 500 ETF and “chill” is the best way to go. Other investors know that looking at dividend funds like Schwab U.S.

Bengen published a new book, A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More, in August, which ...