With mortgage rates soaring, America’s housing market is stuck in a “mortgage rate lock-in effect,” where homeowners are unwilling to sell since it means they’ll have to trade in their ...
A “for sale” sign stands in front of a home in Cedar Rapids. Iowa has the third highest “lock-in gap” in the nation, U.S. News & World Report reports, meaning many homeowners are reluctant to consider ...
The average existing mortgage rate for Texans is 4.3%. As the “lock-in effect” continues to hamper home sales across the country amidst an elevated mortgage rate environment, recent research from U.S.
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