Retirees increasingly want paychecks that feel as reliable as their old salaries, yet many are discovering that Social Security alone will not cover the lifestyle they worked for. The good news is ...
Target-date portfolios with guaranteed income could effectively manage retirement risks, according to BlackRock and TIAA. Adding guaranteed income to a target-date portfolio has the potential to ...
Retirement math is getting tougher, and the prospect of smaller government checks has turned "guaranteed income" from a niche concept into a core planning goal. Instead of waiting to see whether ...
Annuities provide guaranteed lifetime income like Social Security but carry high fees and surrender charges. Fixed annuities offer predictable payments without market risk but may not keep pace with ...
Social Security may cut retirement benefits by 21% starting in 2033 unless lawmakers come up with a fix. An annuity could be a good way to supplement your Social Security checks — whether they’re ...
Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. Are you worried that you won’t have enough money to last ...
Vanguard's new 401(k) fund allows select people to buy annuities Jeanine Skowronski is an editor, writer, and journalist with more than 15 years of experience in personal finance and business, ...
Leaders and employees are at odds over retirement readines s, but just a few key changes to organizations' strategies could help smooth things out. Processing Content Over half of plan sponsors ...
Retirement committees need a repeatable, documented process to evaluate evolving retirement income products. Education should shift focus from accumulation to trade-offs and proper product usage for ...