Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

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When something goes wrong at home, knowing who to call and what protection applies is crucial. Many homeowners in the United States confuse home insurance with a home warranty, thinking they cover the ...

David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...

Hurricane Milton's destruction may be over, but the recovery has just begun. When it made landfall in Siesta Key Wednesday night, the storm's maximum sustained winds were 120 mph. By the time it left ...

Winter roof damage isn't always straightforward. Coverage for icy conditions depends on policy details, maintenance history, ...

Tornado damage is generally included under homeowners insurance rather than requiring separate coverage. Most insurers consider tornadoes a part of standard coverage for windstorm-related damage. We ...

Every once in a while, homeowners may have a vacant property on their hands for an extended time. It may be waiting to be sold, undergoing renovations or closed during certain seasons, or other ...

Your second home is a valuable asset. Whether you keep it exclusively for private use or rent it out for revenue, ensuring your second is important. Standard home insurance policies only cover one ...

Most mortgage lenders require homeowners to purchase home insurance. Standard HO-3 home insurance policies cover damage to your home’s structure, other structures on your property and your personal ...

Homeowners insurance typically does not cover termite damage, but there are some rare exceptions. Homeowners are expected to take proactive measures to prevent termite infestations, and neglect is not ...