Working for myself was the goal. I did it. I made it. I work for myself. But it hasn’t fixed my life. I’m free to pursue anything I want. But achieving goals doesn’t and won’t make me complete.

Whether you're saving for a concert or your first car, here's how to make your money goal happen LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years.

Only 14% of participants max out their defined contribution retirement plans (such as 401(k)s), a Vanguard study shows.

Goals are standards that individuals use to evaluate how well they are doing now relative to where they want to end up. Goals basically guide our choices. Once you have a goal, the hard part is ...