Even if you have insurance, you can apply for assistance through FEMA if you live in a declared federal disaster area.

Form 4684 allows individuals, businesses and estates to claim deductions against any unexpected losses due to theft or disasters. These deductions can help reduce taxable income, but they come with ...

Learn how insurance loss control uses risk management to minimize claims, reduce premiums, and ensure safety with practical strategies for policyholders.

If your home was affected by the devastating wildfires in Los Angeles, here's how you can submit an insurance claim. Kaz Weida is an educator and freelance journalist who covers insurance, taxes, ...

"Experiencing a total loss goes beyond the financial impact, it is often a very emotional and overwhelming time for a homeowner," says Diane Delaney, executive director at Private Risk Management ...

Learn how Constructive Total Loss works in insurance, when repair costs exceed an asset's insured value, and explore examples ...

Helene and Milton’s hurricane winds — and the path of destruction they left — might be enough to roll back changes that left policyholders with fewer avenues to challenge their insurers’ estimates of ...

Small business insurance helps to secure your LLC's financial health, preventing its assets from being wiped out by a liability claim, workplace injury or property loss.

Louisiana Insurance Commissioner Timothy Temple on Friday, June 20, 2025, warned insurers, contractors and policy-holders that any attempt to transfer post-loss benefits from a property-insurance ...

Two independent insurance claims adjusters and a U.S. Senator accused property/casualty insurance companies of directing adjusters to lower their claims estimates to reduce insurer payouts to ...