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Replacement cost vs actual cash value in plain English and why it matters

When a storm, fire, or burst pipe wrecks your home, the difference between walking away financially whole and taking on new debt often comes down to five words in your policy: replacement cost or ...
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Replacement cost vs. actual cash value: what your policy really pays for (and what it won’t)

When a storm, fire, or burst pipe wrecks your home, the most important line in your policy is not the deductible, it is whether your payout is based on replacement cost or actual cash value. That ...