The tweak to the legendary “4% Rule” is slightly above last year, thanks to improved capital markets assumptions.

Robert: Related to that, the research on safe withdrawal rates looks at how much someone can safely spend, but also what asset allocation supports that highest withdrawal rate. So what does this ...

Bill Bengen, a financial planner, forged an industry standard in 1994 for thinking about 'safe' withdrawal rates for investment portfolios during retirement. Although no one can reliably predict the ...

The old "safe" withdrawal rate is either too risky or too conservative. It is time to embrace a strategy that breathes with the market.

William Bengen established 4% as the initial safe withdrawal rate in retirement more than 30 years ago. But in subsequent research, he has concluded that 4% is likely much too low. That research is ...

This article draws heavily on Bill Bengen’s new groundbreaking safe withdrawal rate research and references his latest updates. Bill was kind enough to review the article and his insights are included ...

In the early 1990s, in response to client questions, William “Bill” Bengen initiated research on the sustainability of withdrawals from stock and bond portfolios. He first published his research in ...

Most retirees want to spend as much as they can without having to worry about running out of money. Morningstar’s State of Retirement Income research analyzes retirement spending strategies to ...

Margaret Giles: Hi, I’m Margaret Giles from Morningstar. Morningstar’s annual safe withdrawal rate research suggests that new retirees consider a 3.9% starting withdrawal if they’re looking for the ...

In this podcast, Motley Fool retirement expert Robert Brokamp discusses the pros, cons, and trade-offs of various retirement-account withdrawal strategies with Christine Benz, director of personal ...