Learn how claims-made insurance policies provide business coverage for late-filed claims, and compare them with occurrence policies to make informed decisions.

Explore concurrent insurance, where multiple policies cover the same risk simultaneously. Learn how it works, its advantages, and potential challenges.

An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

A business owner's policy is a packaged insurance policy that includes general liability coverage and property insurance ...

Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and ...

You can buy insurance to protect yourself against bedbugs and even cold feet on your wedding day. Many celebrities insure the body parts that helped make them famous. While it’s fun to learn about ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Learn about the rules and cost-effective ways to combine multiple policies to meet changing life insurance insurance needs Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly ...

You can have more than one life insurance policy, but how many may depend on the total coverage amount. Having more than one life insurance policy can help you meet changing coverage needs, like the ...

It's legal to have two insurance policies for a car, but it's unnecessary. If you want increased liability coverage, you're ...

Self-employed business insurance offers a safety net with financial protection in case you experience unexpected lawsuits, property damage or other liabilities.