The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system.

Insurance coverage The FDIC insures deposits at member banks in the event that a bank fails—that is, the bank's regulating authority decides that it no longer meets the requirements …

Dec 12, 2025 · What is FDIC insurance? FDIC insurance is the guarantee that your money, up to the established guidelines, is protected and will be returned to you should your bank fail.

The FDIC provides deposit insurance to protect your money in the event of a bank failure. Your deposits are automatically insured to at least $250,000 at each FDIC-insured bank.

What is FDIC insurance? The FDIC is the agency that insures deposits at member banks in case of a bank failure. FDIC insurance is backed by the full faith and credit of the U.S. government.

Oct 5, 2024 · The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the U.S. government that protects and reimburses your deposits up to the legal limit of $250,000 if …

Apr 21, 2025 · FDIC insurance protects deposits at any failed bank, as long as it's a member of the FDIC. As of December 31, over4,400 banks and savings institutions were FDIC-insured.

Mar 18, 2025 · While the FDIC operates independently, when you deposit money in an FDIC-insured account, it's the U.S. government that guarantees your money will always be accessible.

The FDIC is the primary federal regulator of banks that are chartered by the states that do not join the Federal Reserve System. In addition, the FDIC is the back-up supervisor for the remaining …

Dec 16, 2025 · The Federal Deposit Insurance Corp. moved to propose a framework that outlines how banks would be able to apply to issue payment stablecoins via a subsidiary, a key first …