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84 reactions · 18 shares | HMO vs Health Insurance: what’s the diff? HMO’s like a gym membership - you pay for access to a network, but watch out for limits! Health Insurance is like a safety net - it covers big medical bills, even out-of-network . Know the difference, choose what’s best for you! Follow for more insurance tips! #HMOVSHealthInsurance #HealthCarePH #InsuranceTips” | James Fragata | Facebook
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